Use our Wise referral link to sign up and get your first international money transfer completely fee-free. No Wise promo code to enter. No discount code to hunt for. Just click, sign up, and send — at the real mid-market exchange rate, with no hidden markup.
No code needed — fee waiver applied automatically via referral link
No Wise promo code or discount code needed — our referral link handles everything automatically.
Hit the "Get Fee-Free Transfer" button on this page. This takes you directly to Wise with the referral benefit pre-loaded — no Wise discount code or invite code to enter manually.
Sign up with your email and verify your identity (required for all international money transfers). The process takes about 5–10 minutes. Your account is free to open — no monthly fees.
Make your first international transfer and the Wise transfer fee is automatically waived. You still get the real mid-market exchange rate with zero markup — just like every Wise transfer.
Banks hide their profit in the exchange rate — Wise never does. Here's what a typical NZD transfer looks like.
| Sending NZ$1,000 | Wise | Typical NZ Bank |
|---|---|---|
| Exchange rate | Real mid-market rate | Marked up 2–3% |
| Transfer fee | ~$5–$8 (shown upfront) | $15–$25+ fixed |
| Hidden markup cost | $0 | ~$20–$30 extra |
| Total cost to send $1,000 | ~$5–$8 | ~$35–$55 |
| Your first transfer | Fee-free with referral link | Full fees apply |
Estimates based on typical NZ bank international transfer fees. Actual Wise fees vary by currency and transfer amount — exact costs shown before you send.
Over 16 million people worldwide trust Wise to move their money. Here's what makes it the smart choice for New Zealanders.
Wise uses the same exchange rate you see on Google — no hidden markup. Banks typically add 2–4% to the exchange rate on top of their transfer fees, costing you significantly more. With Wise, what you see is what you get.
Every Wise fee is shown upfront before you confirm. No surprises on the other end. Fees vary by currency pair and amount, but are typically a fraction of what NZ banks charge for the same transfer.
Whether you're sending NZD to the UK, Australia, US, Europe, or Asia — Wise covers it. Perfect for paying overseas bills, supporting family abroad, remote work income, or buying property internationally.
Many Wise transfers arrive the same day or within 24 hours. The app shows you the estimated delivery time before you send — so you're never left wondering when the money will arrive.
Open local bank account details in 10+ currencies (USD, EUR, GBP, AUD and more) and hold multiple currencies at once. Great for freelancers, travellers, and expats who deal in multiple currencies regularly.
Wise is authorised by the Financial Conduct Authority (UK) and registered with financial regulators in NZ and worldwide. Your money is safeguarded — held separately from Wise's own operating funds.
No Wise discount code to type. No coupon to find. Just click below and your first international transfer fee is waived automatically when you complete signup.
Wise works for anyone who moves money internationally. These are the most common use cases for New Zealanders.
Sending money home to family in the UK, India, Philippines, South Africa, or anywhere else? Wise saves you real money every transfer compared to your NZ bank.
Getting paid in USD, EUR, or GBP from overseas clients? Open a Wise multi-currency account and receive funds in local bank details — then convert at the real rate.
Use the Wise card to spend abroad at the real mid-market rate with no foreign transaction fees. Works in 160+ countries and is accepted anywhere Visa is.
Everything you need to know about Wise discount codes, referral bonuses, and getting your fee-free first transfer.
No Wise promo code needed. No Wise discount code to find. Just click below, sign up, and your first international transfer fee is automatically waived — with the real mid-market exchange rate and no hidden markup.
Get My Fee-Free Transfer on Wise →New Wise accounts only. Fee-free benefit subject to Wise's current referral programme terms & conditions.